Time of retirement is a big issue for many people. The monthly income will be reduced and the couple needs enough adjustment with available money. 25 percent of the people in the World save money seriously for the retirement while 75 percent expect to live as they do now. It is a good habit to be taught to the children from his or her school days about saving for future needs. This method helps the young adults to save money for tomorrow. Through part-time employment, you will be socially engaged and your can earn too.